The first ever self-serve credit repair system without getting charged monthly.
Stop paying monthly fees for something you can easily do yourself!
Get StartedUnlock unlimited access to all our credit repair tools with just a single payment. No hidden fees, no recurring charges—just a one-time fee of $39.99 ensures you have all you need to effectively manage and improve your credit score indefinitely.
Save time and avoid hassle with our automated letter generator. With just a few clicks, you can create professional and effective Goodwill letters, Dispute letters, and Debt Validation letters, all tailored with your specific information and ready to print and send.
Empower yourself with knowledge using our extensive collection of step-by-step video tutorials and guides. Learn everything from how to retrieve your free credit report to advanced strategies for enhancing your credit score, ensuring you're always making informed decisions..
"It's crazy how much some of these other companies charge to "help" get your credit fixed. I couldn't afford that. The one-time payment was a breeze, and I've used the First Step letter templates to successfully dispute multiple errors on my credit report. My score went up 52 points after my first round of letters and I'm still climbing!"
- Alex J.
"Their Goodwill Letter template alone is worth the $60. I have gotten one lender and 2 credit card companies to remove late payments from my accounts. It not only put us in good standing to get a mortgage, but helped us get a lower interest rate which will save us $1000s over the years. "
- Reena F.
"I've been waiting YEARS for something like this. Screw those monthly subscription models. We're absolutely thrilled with the results from using First Step Credit. The automated letters were easy to generate and send, and I’ve already seen deletions on my credit reports. This platform is worth every penny.
- Wyatt L.